FIRST 100YOUR PLAYER DETAILS
WELCOME TO FIRST 100

Who’s playing?

Enter both details first. Then choose your game.

A first name or classroom alias is fine.

These details appear with your game results in the private administrator dashboard. Player data & deletion

Shared school computer? before entering their details. Teacher instructions

Adjust your work and money plan

Changes apply to your next unplayed move. Existing balances and completed outcomes stay as recorded.

How to play First 100

Choose your game, split your paycheck, make a decision and read your results. New games: three months below 50 Life Style ends a run.

 HOW TO PLAY

One move. One tradeoff.

  1. Choose what you would really do—not what sounds perfect.
  2. The bank has 500 decisions. Unseen questions come first; after all have been shown, the oldest questions return. History stays on this browser and does not transfer to other devices or survive clearing site data.
  3. Your decision can change money today, money each month, Life Style, or your safety cushion.
  4. Choose your weekly work hours and automatically put 5–20% of take-home pay into emergency savings and investments. The rest goes to checking for life expenses. You can adjust the plan during play.
  5. Each move applies one month of pay, automatic deposits and living costs before your decision. Longer work weeks reduce Life Style. Emergency events use savings first; unfunded costs become debt. Changing accounts alone never increases net worth.
  6. Research and planning can leave money unchanged. Transfers between your own accounts are not new wealth, and requests for help are not guaranteed awards.
  7. Some choices trade money for time, rest, or relationships. Training scenarios include completing a course and a job search; a pay increase is not guaranteed.
  8. Life Style starts at 70. Below 50 for three consecutive moves ends the run in burnout. A score of 50 is safe. Choices, work hours, difficulty and surprises can affect it.
  9. Every fifth move brings a real-life event. Strong preparation softens setbacks.
  10. Tangible purchases stay on your asset list and count toward net worth.
  11. To win, reach $100,000 while keeping Life Style at 50 or higher.
  12. An optional recovery routine restores up to 2 Life Style per move and costs $10 monthly for students or $50 for adults. Work-hour penalties still apply. Changes affect the next unplayed move.

Educational simulation only. Dollar effects and projections are simplified estimates, not financial advice.

 BEFORE YOU PLAY

Twelve quick money questions

This measures what you know now. It does not affect your game score.

Question 1 of 10 NET WORTH

60-SECOND MONEY PRIMER

Know the moves before you play.

Money moves that build wealth and protect Life Style — explained in one minute.
1
Own more than you owe

An asset has value. A liability costs you money or creates debt. Net worth is assets minus liabilities.

2
Protect the system

Emergency savings and insurance keep one surprise from becoming expensive debt.

3
Make money grow

Saving creates the base. Investing gives your money a chance to earn a return over time.

Tap a term for a quick definition

 MONEY TERM

Your starting monthly budget

Start over?

Your current game will be cleared. Questions already seen stay remembered on this browser, so your next game can draw fresh ones.

My scores & leaderboard

My scoreboard

Scores are saved online and linked to this browser. Clearing cookies or switching devices loses access. Shared browsers share this history. Only completed games appear; earlier games cannot be recovered unless their saved result is still on this browser.

Community leaderboard

For fun: starting finances and difficulty can differ. Rankings do not measure equal-condition skill.

Optional: choose “Share” beside a completed game to publish its generated nickname, net worth, Life Style and starting monthly income. Your profile name and quiz scores stay private. Remove it at any time from this browser.

Top 20 · One best shared game per browser · Life Style 50+ required. Ranked by net worth, then Life Style. Starting income and random events vary. Scores are browser-reported, not verified competition results; there are no prizes.

Clear this device for the next player

This removes both game saves, the player name, organization, avatar and local history. It also removes this browser’s online Adventure saves and disconnects its private scoreboard.

Admin results and already-shared scores follow the 90-day policy. To request their deletion sooner, copy this reference and send it to the person who shared the game:

Data-deletion instructions. Finish or save any work you need before clearing. The reset cannot be undone.

You can stop here and resume later.

Replay this session

Start at 16 or wait until 30?

Two people invest $100 a month until age 65. One starts at 16. The other waits until 30.

Your money earns growth. Then that growth earns more growth. Those early years give each deposit more time to grow.

Already past 16? Starting now still gives your money more time than waiting.

How this example works

Hypothetical 7% annual return compounded monthly, with $100 deposited at each month’s end and all growth reinvested. Starting at 16 means 588 deposits; starting at 30 means 420. Actual investment returns vary and can be negative. Taxes and fees are excluded. This illustration does not add money to your game accounts.